 Jack (James Marsden) and Diane (Marley Shelton) were lovers, two crazy kids living in the heartlands (Gee, and John Mellencamp didn t get any writing or soundtrack credits). Diane is the airheaded captain of the cheerleading squad, who follows her through whatever she does. Jack is, of course, the football team s star quarterback. Diane comes up pregnant and the two are thrown out of their homes. They move into an apartment, where they try to live on Jack s part-time salary as a clerk at a video store. Meanwhile both continue in school - cheerleading & quarterbacking. As Diane realizes that they are not making it financially, she recruits the other cheerleaders (Mena Suvari, Rachel Blanchard, Melissa George, & Sara Marsh) to help her rob a bank. Their cheerleader oath of all for one commits them to helping her. They get guns from a local hood (W. Earl Brown), who gives them the weapons in exchange for putting his homely daughter (Alexandra Holden) on the cheerleading squad.