 Oscar is a dreamer who s never met a get-rich-quick scheme he didn t like, no matter how disastrously it would turn out, much to the dismay of his wife, Ethel. Oscar thinks he s finally found his gold mine when he comes across a talking horse in front of a glue factory. Oscar buys the horse, who he names "Gabby." But it turns out Gabby can gab to only one person, and one person only: Oscar. It looks like it s back to the glue factory for Gabby until Oscar figures out another way the horse can make him wealthy.